Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,732 | $48,364-79.9% | $71,796-86.4% | $62,881-84.5% |
| Participation rate | 35.1% | 60.6%-25.6pp | 69.1%-34.0pp | 69.3%-34.2pp |
| Annual return | 0.14% | 13.16%-13.0pp | 78.04%-77.9pp | 20.14%-20.0pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,015 | $2,091-51.5% | $2,794-63.7% | $3,203-68.3% |
| Admin fee / account holder | $4,662 | $3,771+23.6% | $4,815-3.2% | $4,296+8.5% |