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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,866 | $138,114-46.5% | $125,391-41.1% | $134,545-45.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.78% | 750.88%-772.7pp | 572.41%-594.2pp | 418.37%-440.2pp |
| Employer contribution / active EE | $11,692 | $5,246+122.9% | $4,816+142.8% | $4,742+146.6% |
| Participant deferral / active EE | $13,638 | $7,801+74.8% | $7,448+83.1% | $6,401+113.0% |
| Admin fee / account holder | $359 | $11,570-96.9% | $10,009-96.4% | $11,431-96.9% |