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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,278 | $160,070-4.2% | $147,117+4.2% | $145,897+5.1% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.53% | 98.69%-86.2pp | 420.54%-408.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $9,980 | $5,285+88.9% | $4,932+102.3% | $4,663+114.0% |
| Participant deferral / active EE | $28,330 | $8,419+236.5% | $8,065+251.3% | $6,689+323.5% |
| Admin fee / account holder | $2,240 | $15,035-85.1% | $12,993-82.8% | $13,390-83.3% |