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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,278 | $159,934-4.2% | $147,005+4.3% | $145,959+5.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.53% | 98.24%-85.7pp | 418.76%-406.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $9,980 | $5,287+88.8% | $4,934+102.3% | $4,661+114.1% |
| Participant deferral / active EE | $28,330 | $8,427+236.2% | $8,070+251.1% | $6,689+323.6% |
| Admin fee / account holder | $2,240 | $15,053-85.1% | $13,006-82.8% | $13,398-83.3% |