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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,185 | $72,404+17.7% | $110,243-22.7% | $64,173+32.7% |
| Participation rate | 96.3% | 73.3%+23.0pp | 79.8%+16.5pp | 69.6%+26.7pp |
| Annual return | 1.35% | -6.29%+7.6pp | 314.76%-313.4pp | 7.63%-6.3pp |
| Employer contribution / active EE | $4,980 | $2,282+118.3% | $3,827+30.1% | $2,381+109.2% |
| Participant deferral / active EE | $7,252 | $3,469+109.0% | $4,672+55.2% | $3,470+109.0% |
| Admin fee / account holder | $2,097 | $5,664-63.0% | $8,548-75.5% | $4,887-57.1% |