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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,125 | $93,064+18.3% | $74,577+47.7% | $273,972-59.8% |
| Participation rate | 37.5% | 74.9%-37.4pp | 68.1%-30.6pp | 83.0%-45.5pp |
| Annual return | 7.78% | 26.18%-18.4pp | 20.47%-12.7pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,563 | $3,160-50.5% | $2,525-38.1% | $4,869-67.9% |
| Participant deferral / active EE | $5,586 | $4,160+34.3% | $3,458+61.5% | $5,287+5.6% |
| Admin fee / account holder | $169 | $5,273-96.8% | $4,138-95.9% | $10,133-98.3% |