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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,668 | $65,367-36.3% | $92,915-55.2% | $72,976-42.9% |
| Participation rate | 43.6% | 68.3%-24.7pp | 76.0%-32.4pp | 69.5%-25.9pp |
| Annual return | 23.85% | 42.11%-18.3pp | 109.45%-85.6pp | 81.02%-57.2pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,366 | $3,128+39.6% | $4,238+3.0% | $3,608+21.0% |
| Admin fee / account holder | $924 | $4,251-78.3% | $5,796-84.1% | $5,124-82.0% |