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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,646 | $88,815+35.8% | $81,882+47.3% | $145,897-17.3% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 18.97% | 1033.75%-1014.8pp | 779.47%-760.5pp | 552.29%-533.3pp |
| Employer contribution / active EE | $1,275 | $3,086-58.7% | $2,916-56.3% | $4,663-72.7% |
| Participant deferral / active EE | $6,341 | $4,647+36.4% | $4,323+46.7% | $6,689-5.2% |
| Admin fee / account holder | $10,303 | $8,434+22.2% | $7,360+40.0% | $13,390-23.1% |