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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,615 | $129,959-89.5% | $104,301-86.9% | $134,532-89.9% |
| Participation rate | 93.8% | 79.5%+14.2pp | 73.3%+20.5pp | 81.2%+12.5pp |
| Annual return | -20.87% | 42.04%-62.9pp | 24.61%-45.5pp | 418.27%-439.1pp |
| Employer contribution / active EE | $1,514 | $4,185-63.8% | $3,373-55.1% | $4,741-68.1% |
| Participant deferral / active EE | $4,068 | $5,589-27.2% | $4,626-12.1% | $6,401-36.4% |
| Admin fee / account holder | $605 | $9,325-93.5% | $7,340-91.8% | $11,429-94.7% |