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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,770 | $64,729-78.7% | $112,263-87.7% | $68,490-79.9% |
| Participation rate | 78.9% | 67.2%+11.8pp | 75.1%+3.9pp | 67.9%+11.1pp |
| Annual return | -15.43% | -11.40%-4.0pp | 27.49%-42.9pp | -7.85%-7.6pp |
| Employer contribution / active EE | $2,271 | $2,746-17.3% | $3,636-37.6% | $2,597-12.6% |
| Participant deferral / active EE | $3,532 | $3,566-1.0% | $4,729-25.3% | $4,028-12.3% |
| Admin fee / account holder | $414 | $5,222-92.1% | $6,410-93.5% | $5,403-92.3% |