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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,095,884 | $209,336+423.5% | $197,124+455.9% | $137,256+698.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.91% | 48.09%-37.2pp | 44.34%-33.4pp | 220.34%-209.4pp |
| Employer contribution / active EE | $20,687 | $6,591+213.9% | $6,227+232.2% | $4,156+397.8% |
| Participant deferral / active EE | $6,876 | $9,614-28.5% | $9,135-24.7% | $6,407+7.3% |
| Admin fee / account holder | $98,589 | $17,308+469.6% | $16,298+504.9% | $12,270+703.5% |