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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,744 | $77,358-31.8% | $102,184-48.4% | $87,485-39.7% |
| Participation rate | 97.7% | 78.7%+19.0pp | 82.6%+15.1pp | 68.9%+28.8pp |
| Annual return | 14.03% | 41.11%-27.1pp | 31.58%-17.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $2,230 | $2,562-12.9% | $3,594-37.9% | $2,596-14.1% |
| Participant deferral / active EE | $3,495 | $6,753-48.2% | $8,309-57.9% | $4,274-18.2% |
| Admin fee / account holder | $2,056 | $6,809-69.8% | $11,609-82.3% | $7,775-73.6% |