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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,744 | $78,520-32.8% | $96,576-45.4% | $82,448-36.0% |
| Participation rate | 97.7% | 77.7%+20.0pp | 81.4%+16.3pp | 68.1%+29.7pp |
| Annual return | 14.03% | 41.30%-27.3pp | 38.47%-24.4pp | 41.64%-27.6pp |
| Employer contribution / active EE | $2,230 | $2,630-15.2% | $3,553-37.2% | $2,551-12.6% |
| Participant deferral / active EE | $3,495 | $6,754-48.3% | $7,956-56.1% | $4,139-15.6% |
| Admin fee / account holder | $2,056 | $13,455-84.7% | $11,381-81.9% | $7,234-71.6% |