Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,319 | $96,388-92.4% | $80,627-90.9% | $139,466-94.8% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 16.12% | 1352.08%-1336.0pp | 936.76%-920.6pp | 373.66%-357.5pp |
| Employer contribution / active EE | $5,075 | $3,260+55.7% | $2,723+86.4% | $4,754+6.7% |
| Participant deferral / active EE | $8,759 | $5,224+67.6% | $4,443+97.1% | $6,712+30.5% |
| Admin fee / account holder | $751 | $6,603-88.6% | $5,381-86.0% | $11,409-93.4% |