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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,159 | $114,093-90.2% | $96,171-88.4% | $167,536-93.3% |
| Participation rate | 69.6% | 75.1%-5.5pp | 68.4%+1.1pp | 82.1%-12.5pp |
| Annual return | 21.50% | 190.00%-168.5pp | 192.04%-170.5pp | 478.82%-457.3pp |
| Employer contribution / active EE | $1,359 | $3,429-60.4% | $2,799-51.5% | $4,839-71.9% |
| Participant deferral / active EE | $2,769 | $5,197-46.7% | $4,350-36.3% | $6,342-56.3% |
| Admin fee / account holder | $2,412 | $6,899-65.0% | $5,538-56.4% | $12,315-80.4% |