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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,592 | $101,618+119.0% | $93,063+139.2% | $137,256+62.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.69% | 223.95%-208.3pp | 34.15%-18.5pp | 220.34%-204.6pp |
| Employer contribution / active EE | $10,719 | $2,707+296.0% | $2,476+332.9% | $4,156+157.9% |
| Participant deferral / active EE | $8,997 | $4,279+110.2% | $3,958+127.3% | $6,407+40.4% |
| Admin fee / account holder | $1,251 | $6,198-79.8% | $6,033-79.3% | $12,270-89.8% |