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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,778 | $110,212-25.8% | $96,534-15.3% | $139,466-41.4% |
| Participation rate | 59.1% | 78.1%-19.0pp | 76.0%-16.9pp | 80.3%-21.2pp |
| Annual return | 38.61% | 26.42%+12.2pp | 25.88%+12.7pp | 373.66%-335.0pp |
| Employer contribution / active EE | $2,203 | $3,620-39.2% | $2,965-25.7% | $4,754-53.7% |
| Participant deferral / active EE | $4,928 | $5,547-11.2% | $4,851+1.6% | $6,712-26.6% |
| Admin fee / account holder | $2,089 | $11,599-82.0% | $8,253-74.7% | $11,409-81.7% |