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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,260 | $68,398-48.4% | $94,664-62.8% | $75,173-53.1% |
| Participation rate | 77.1% | 76.1%+1.1pp | 80.8%-3.7pp | 67.2%+9.9pp |
| Annual return | 20.68% | 616.72%-596.0pp | 156.84%-136.2pp | 160.72%-140.0pp |
| Employer contribution / active EE | $1,659 | $2,701-38.6% | $3,673-54.8% | $2,671-37.9% |
| Participant deferral / active EE | $7,099 | $6,537+8.6% | $7,417-4.3% | $4,126+72.0% |
| Admin fee / account holder | $2,254 | $5,324-57.7% | $7,222-68.8% | $5,651-60.1% |