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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,892 | $78,520-23.7% | $96,576-38.0% | $82,448-27.4% |
| Participation rate | 82.1% | 77.7%+4.4pp | 81.4%+0.7pp | 68.1%+14.1pp |
| Annual return | 17.55% | 41.30%-23.7pp | 38.47%-20.9pp | 41.64%-24.1pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,958 | $6,754+3.0% | $7,956-12.6% | $4,139+68.1% |
| Admin fee / account holder | $2,091 | $13,455-84.5% | $11,381-81.6% | $7,234-71.1% |