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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,782 | $157,296-86.8% | $141,191-85.3% | $152,897-86.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.63% | 64.34%-38.7pp | 71.41%-45.8pp | 345.43%-319.8pp |
| Employer contribution / active EE | $7,237 | $5,262+37.5% | $4,736+52.8% | $4,764+51.9% |
| Participant deferral / active EE | $12,376 | $7,111+74.1% | $6,710+84.4% | $5,851+111.5% |
| Admin fee / account holder | $1,586 | $12,125-86.9% | $10,264-84.5% | $11,599-86.3% |