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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,284 | $106,918-96.0% | $84,021-94.9% | $152,897-97.2% |
| Participation rate | 83.3% | 75.2%+8.1pp | 69.0%+14.3pp | 82.5%+0.9pp |
| Annual return | 0.00% | 105.01%-105.0pp | 71.32%-71.3pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,061 | $2,735-61.2% | $1,984-46.5% | $4,764-77.7% |
| Participant deferral / active EE | $2,554 | $4,012-36.3% | $3,239-21.1% | $5,851-56.3% |
| Admin fee / account holder | $354 | $8,288-95.7% | $6,102-94.2% | $11,599-96.9% |