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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,906 | $56,544-68.3% | $75,501-76.3% | $70,124-74.5% |
| Participation rate | 42.6% | 68.1%-25.6pp | 72.4%-29.8pp | 69.5%-27.0pp |
| Annual return | 16.84% | 23.59%-6.8pp | 27.35%-10.5pp | 73.14%-56.3pp |
| Employer contribution / active EE | $752 | $1,817-58.6% | $2,352-68.0% | $2,342-67.9% |
| Participant deferral / active EE | $1,413 | $2,580-45.2% | $3,142-55.0% | $3,332-57.6% |
| Admin fee / account holder | $228 | $3,827-94.0% | $5,801-96.1% | $4,645-95.1% |