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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,725 | $125,797+151.8% | $170,043+86.3% | $75,173+321.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 19.77% | 27.20%-7.4pp | 53.40%-33.6pp | 160.72%-141.0pp |
| Employer contribution / active EE | $16,594 | $4,616+259.5% | $6,790+144.4% | $2,671+521.3% |
| Participant deferral / active EE | $16,216 | $6,838+137.2% | $10,410+55.8% | $4,126+293.0% |
| Admin fee / account holder | $2,089 | $8,177-74.4% | $12,824-83.7% | $5,651-63.0% |