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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,766 | $145,431+187.3% | $211,142+97.9% | $87,485+377.5% |
| Participation rate | 97.5% | 84.7%+12.8pp | 87.3%+10.2pp | 68.9%+28.6pp |
| Annual return | 17.55% | 27.21%-9.7pp | 46.84%-29.3pp | 26.06%-8.5pp |
| Employer contribution / active EE | $18,116 | $4,662+288.6% | $6,442+181.2% | $2,596+597.8% |
| Participant deferral / active EE | $16,242 | $6,859+136.8% | $9,284+74.9% | $4,274+280.1% |
| Admin fee / account holder | $33,504 | $17,052+96.5% | $19,076+75.6% | $7,775+330.9% |