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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,766 | $146,267+185.6% | $197,124+111.9% | $82,448+406.7% |
| Participation rate | 97.5% | 84.0%+13.5pp | 86.7%+10.8pp | 68.1%+29.5pp |
| Annual return | 17.55% | 29.61%-12.1pp | 44.34%-26.8pp | 41.64%-24.1pp |
| Employer contribution / active EE | $18,116 | $4,723+283.5% | $6,227+190.9% | $2,551+610.2% |
| Participant deferral / active EE | $16,242 | $7,035+130.9% | $9,135+77.8% | $4,139+292.4% |
| Admin fee / account holder | $33,504 | $14,422+132.3% | $16,298+105.6% | $7,234+363.1% |