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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,565 | $117,694-40.9% | $71,755-3.1% | $134,532-48.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 62.3%+37.7pp | 81.2%+18.8pp |
| Annual return | -21.72% | 25.33%-47.1pp | 9.09%-30.8pp | 418.27%-440.0pp |
| Employer contribution / active EE | $2,165 | $2,523-14.2% | $1,704+27.1% | $4,741-54.3% |
| Participant deferral / active EE | $4,166 | $3,753+11.0% | $2,656+56.9% | $6,401-34.9% |
| Admin fee / account holder | $1,931 | $6,374-69.7% | $3,972-51.4% | $11,429-83.1% |