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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,514 | $209,425-63.9% | $178,499-57.7% | $158,966-52.5% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 28.40% | 188.80%-160.4pp | 151.10%-122.7pp | 302.95%-274.5pp |
| Employer contribution / active EE | $2,285 | $5,707-60.0% | $5,011-54.4% | $4,762-52.0% |
| Participant deferral / active EE | $7,860 | $5,955+32.0% | $5,202+51.1% | $5,983+31.4% |
| Admin fee / account holder | $92 | $17,078-99.5% | $13,986-99.3% | $11,250-99.2% |