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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,133 | $83,337-19.4% | $67,834-1.0% | $273,972-75.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 8.05% | 259.45%-251.4pp | 138.47%-130.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $3,722 | $3,287+13.2% | $2,403+54.9% | $4,869-23.5% |
| Participant deferral / active EE | $10,563 | $4,088+158.4% | $3,160+234.3% | $5,287+99.8% |
| Admin fee / account holder | $366 | $6,752-94.6% | $4,622-92.1% | $10,133-96.4% |