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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,537 | $49,177-37.9% | $79,466-61.6% | $64,173-52.4% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -8.72% | -1.16%-7.6pp | 718.28%-727.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $5,144 | $2,076+147.7% | $2,800+83.7% | $2,381+116.1% |
| Participant deferral / active EE | $6,474 | $2,821+129.5% | $3,704+74.8% | $3,470+86.6% |
| Admin fee / account holder | $467 | $3,839-87.8% | $5,104-90.8% | $4,887-90.4% |