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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,791 | $76,551-41.5% | $123,894-63.8% | $62,881-28.8% |
| Participation rate | 65.3% | 73.0%-7.7pp | 81.4%-16.1pp | 69.3%-4.0pp |
| Annual return | 11.13% | 18.68%-7.5pp | 47.52%-36.4pp | 20.14%-9.0pp |
| Employer contribution / active EE | $2,400 | $2,882-16.7% | $4,617-48.0% | $2,281+5.2% |
| Participant deferral / active EE | $5,525 | $4,840+14.2% | $5,984-7.7% | $3,203+72.5% |
| Admin fee / account holder | $860 | $4,826-82.2% | $8,357-89.7% | $4,296-80.0% |