Filed January 8, 2026 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,209 | $158,852-77.8% | $121,220-71.0% | $135,379-74.0% |
| Participation rate | 94.1% | 79.3%+14.8pp | 71.8%+22.4pp | 82.6%+11.5pp |
| Annual return | -8.02% | -0.64%-7.4pp | 16.94%-25.0pp | 519.79%-527.8pp |
| Employer contribution / active EE | $3,134 | $5,666-44.7% | $4,023-22.1% | $4,779-34.4% |
| Participant deferral / active EE | $4,685 | $4,006+17.0% | $3,345+40.0% | $5,609-16.5% |
| Admin fee / account holder | $3,920 | $6,515-39.8% | $5,021-21.9% | $10,828-63.8% |