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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,666 | $83,369-62.0% | $105,223-69.9% | $67,986-53.4% |
| Participation rate | 99.3% | 56.3%+43.0pp | 75.0%+24.2pp | 57.2%+42.1pp |
| Annual return | 17.26% | 24.64%-7.4pp | 180.65%-163.4pp | 31.67%-14.4pp |
| Employer contribution / active EE | $2,625 | $2,541+3.3% | $3,689-28.8% | $2,019+30.0% |
| Participant deferral / active EE | $5,680 | $3,295+72.4% | $5,072+12.0% | $3,358+69.2% |
| Admin fee / account holder | $1,243 | $4,073-69.5% | $8,859-86.0% | $3,203-61.2% |