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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,414 | $80,781-47.5% | $102,437-58.6% | $74,478-43.1% |
| Participation rate | 50.0% | 65.7%-15.7pp | 74.5%-24.5pp | 67.2%-17.2pp |
| Annual return | 15.98% | 27.58%-11.6pp | 24.95%-9.0pp | 1370.56%-1354.6pp |
| Employer contribution / active EE | $1,087 | $3,160-65.6% | $3,871-71.9% | $2,626-58.6% |
| Participant deferral / active EE | $3,380 | $3,862-12.5% | $5,060-33.2% | $4,350-22.3% |
| Admin fee / account holder | $4,524 | $2,372+90.7% | $8,388-46.1% | $1,946+132.5% |