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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,666 | $80,674-60.7% | $119,126-73.4% | $64,340-50.8% |
| Participation rate | 99.3% | 55.2%+44.1pp | 75.8%+23.5pp | 55.2%+44.0pp |
| Annual return | 17.26% | 26.86%-9.6pp | 282.11%-264.8pp | 24.14%-6.9pp |
| Employer contribution / active EE | $2,625 | $2,564+2.4% | $4,034-34.9% | $1,862+41.0% |
| Participant deferral / active EE | $5,680 | $3,053+86.0% | $5,318+6.8% | $2,980+90.6% |
| Admin fee / account holder | $1,243 | $4,559-72.7% | $10,693-88.4% | $3,703-66.4% |