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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,542 | $198,457-61.9% | $170,435-55.7% | $147,586-48.8% |
| Participation rate | 73.7% | 88.0%-14.3pp | 83.6%-9.9pp | 82.8%-9.1pp |
| Annual return | 17.49% | 257.30%-239.8pp | 205.94%-188.5pp | 578.59%-561.1pp |
| Employer contribution / active EE | $1,703 | $6,183-72.4% | $5,432-68.6% | $4,876-65.1% |
| Participant deferral / active EE | $3,926 | $5,629-30.3% | $4,939-20.5% | $5,439-27.8% |
| Admin fee / account holder | $549 | $16,852-96.7% | $13,881-96.0% | $10,886-95.0% |