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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,084 | $57,352-2.2% | $83,830-33.1% | $64,173-12.6% |
| Participation rate | 65.5% | 68.6%-3.1pp | 76.1%-10.6pp | 69.6%-4.1pp |
| Annual return | -5.80% | 11.38%-17.2pp | 850.97%-856.8pp | 7.63%-13.4pp |
| Employer contribution / active EE | $1,993 | $2,546-21.7% | $3,631-45.1% | $2,381-16.3% |
| Participant deferral / active EE | $5,997 | $2,993+100.4% | $4,082+46.9% | $3,470+72.8% |
| Admin fee / account holder | $234 | $4,046-94.2% | $5,479-95.7% | $4,887-95.2% |