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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,179 | $97,732-34.3% | $83,831-23.4% | $135,380-52.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.03% | 1287.56%-1295.6pp | 850.99%-859.0pp | 519.81%-527.8pp |
| Employer contribution / active EE | $9,621 | $4,222+127.9% | $3,631+165.0% | $4,779+101.3% |
| Participant deferral / active EE | $5,881 | $4,683+25.6% | $4,082+44.1% | $5,609+4.9% |
| Admin fee / account holder | $2,611 | $6,675-60.9% | $5,479-52.3% | $10,828-75.9% |