See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $248 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,238 | $51,244-62.5% | $80,975-76.2% | $55,167-65.1% |
| Participation rate | 69.4% | 71.7%-2.2pp | 75.8%-6.4pp | 69.0%+0.5pp |
| Annual return | 11.43% | 17.39%-6.0pp | 17.10%-5.7pp | 169.23%-157.8pp |
| Employer contribution / active EE | $1,649 | $1,770-6.9% | $3,714-55.6% | $1,963-16.0% |
| Participant deferral / active EE | $2,656 | $4,418-39.9% | $5,696-53.4% | $3,054-13.0% |
| Admin fee / account holder | $34 | $398-91.4% | $5,516-99.4% | $504-93.2% |