See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $43,953 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $40,036 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,312 | $89,808-29.5% | $100,383-36.9% | $77,671-18.5% |
| Participation rate | 57.7% | 81.2%-23.5pp | 81.5%-23.8pp | 70.6%-12.9pp |
| Annual return | 14.66% | 20.62%-6.0pp | 49.26%-34.6pp | 31.21%-16.5pp |
| Employer contribution / active EE | $1,811 | $3,039-40.4% | $3,944-54.1% | $2,726-33.6% |
| Participant deferral / active EE | $3,694 | $8,284-55.4% | $8,086-54.3% | $4,648-20.5% |
| Admin fee / account holder | $318 | $174+82.3% | $7,900-96.0% | $430-26.2% |