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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,754 | $198,462+4.2% | $170,439+21.3% | $147,585+40.1% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 13.18% | 257.30%-244.1pp | 205.94%-192.8pp | 578.58%-565.4pp |
| Employer contribution / active EE | $3,266 | $6,184-47.2% | $5,433-39.9% | $4,876-33.0% |
| Participant deferral / active EE | $4,552 | $5,629-19.1% | $4,939-7.8% | $5,439-16.3% |
| Admin fee / account holder | $3,761 | $16,852-77.7% | $13,881-72.9% | $10,886-65.4% |