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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $760,942 | $197,625+285.0% | $177,840+327.9% | $158,966+378.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 46.58% | 58.76%-12.2pp | 48.32%-1.7pp | 302.95%-256.4pp |
| Employer contribution / active EE | $27,737 | $6,698+314.1% | $5,919+368.6% | $4,762+482.4% |
| Participant deferral / active EE | $16,223 | $8,405+93.0% | $7,714+110.3% | $5,983+171.1% |
| Admin fee / account holder | $913 | $15,405-94.1% | $12,431-92.7% | $11,250-91.9% |