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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,845 | $124,351-85.6% | $109,188-83.7% | $167,553-89.3% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 6.48% | 26.04%-19.6pp | 25.76%-19.3pp | 478.89%-472.4pp |
| Employer contribution / active EE | $2,105 | $4,210-50.0% | $3,723-43.5% | $4,840-56.5% |
| Participant deferral / active EE | $2,916 | $5,257-44.5% | $4,654-37.4% | $6,343-54.0% |
| Admin fee / account holder | $4,748 | $7,975-40.5% | $6,755-29.7% | $12,316-61.4% |