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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,422 | $27,632-37.0% | $61,452-71.7% | $68,486-74.6% |
| Participation rate | 35.0% | 39.5%-4.5pp | 52.6%-17.6pp | 67.9%-32.9pp |
| Annual return | -20.68% | -13.24%-7.4pp | 338.96%-359.6pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,289 | $696+85.2% | $1,160+11.1% | $2,597-50.4% |
| Participant deferral / active EE | $2,020 | $1,264+59.8% | $2,125-4.9% | $4,028-49.9% |
| Admin fee / account holder | $105 | $2,010-94.8% | $2,131-95.1% | $5,404-98.1% |