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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,949 | $29,667-15.9% | $56,441-55.8% | $80,874-69.2% |
| Participation rate | 38.0% | 41.7%-3.7pp | 52.5%-14.5pp | 67.6%-29.6pp |
| Annual return | 14.98% | 35.22%-20.2pp | 1704.21%-1689.2pp | 35.62%-20.6pp |
| Employer contribution / active EE | $1,086 | $669+62.2% | $1,039+4.5% | $2,756-60.6% |
| Participant deferral / active EE | $1,517 | $1,227+23.7% | $1,953-22.3% | $4,297-64.7% |
| Admin fee / account holder | $1,173 | $2,429-51.7% | $2,829-58.5% | $6,935-83.1% |