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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,791 | $85,790+3.5% | $67,313+31.9% | $135,380-34.4% |
| Participation rate | 23.1% | 76.5%-53.4pp | 69.1%-46.0pp | 82.6%-59.6pp |
| Annual return | -0.29% | -0.54%+0.3pp | -4.08%+3.8pp | 519.81%-520.1pp |
| Employer contribution / active EE | $664 | $3,487-81.0% | $2,566-74.1% | $4,779-86.1% |
| Participant deferral / active EE | $1,139 | $4,651-75.5% | $3,568-68.1% | $5,609-79.7% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,828-100.0% |