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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,051 | $115,917-43.0% | $100,535-34.3% | $158,982-58.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 0.89% | 34.80%-33.9pp | 30.90%-30.0pp | 302.99%-302.1pp |
| Employer contribution / active EE | $17,689 | $4,105+330.9% | $3,419+417.4% | $4,763+271.4% |
| Participant deferral / active EE | $5,883 | $6,677-11.9% | $6,271-6.2% | $5,983-1.7% |
| Admin fee / account holder | $1,110 | $11,002-89.9% | $8,085-86.3% | $11,252-90.1% |