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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,778 | $165,399-15.5% | $149,745-6.7% | $158,982-12.1% |
| Participation rate | 56.5% | 84.6%-28.1pp | 82.5%-26.0pp | 82.0%-25.4pp |
| Annual return | 16.05% | 348.34%-332.3pp | 276.72%-260.7pp | 302.99%-286.9pp |
| Employer contribution / active EE | $2,567 | $5,105-49.7% | $4,646-44.7% | $4,763-46.1% |
| Participant deferral / active EE | $5,800 | $7,183-19.2% | $6,843-15.2% | $5,983-3.1% |
| Admin fee / account holder | $3,381 | $10,811-68.7% | $9,312-63.7% | $11,252-70.0% |