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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,197 | $102,429-50.0% | $147,096-65.2% | $80,925-36.7% |
| Participation rate | 40.7% | 75.9%-35.2pp | 82.2%-41.5pp | 67.7%-27.0pp |
| Annual return | 12.15% | 135.02%-122.9pp | 419.75%-407.6pp | 35.65%-23.5pp |
| Employer contribution / active EE | $1,133 | $3,716-69.5% | $4,936-77.1% | $2,756-58.9% |
| Participant deferral / active EE | $5,100 | $6,649-23.3% | $8,071-36.8% | $4,299+18.7% |
| Admin fee / account holder | $20,877 | $7,957+162.4% | $13,005+60.5% | $6,940+200.8% |