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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,976 | $165,381-74.6% | $149,730-72.0% | $158,966-73.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 16.87% | 348.29%-331.4pp | 276.70%-259.8pp | 302.95%-286.1pp |
| Employer contribution / active EE | $5,392 | $5,104+5.6% | $4,645+16.1% | $4,762+13.2% |
| Participant deferral / active EE | $9,366 | $7,182+30.4% | $6,843+36.9% | $5,983+56.5% |
| Admin fee / account holder | $2,551 | $10,809-76.4% | $9,310-72.6% | $11,250-77.3% |