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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,075 | $71,197+61.6% | $93,669+22.9% | $80,925+42.2% |
| Participation rate | 69.0% | 60.4%+8.7pp | 68.7%+0.3pp | 67.7%+1.4pp |
| Annual return | 13.20% | 11.27%+1.9pp | 133.59%-120.4pp | 35.65%-22.4pp |
| Employer contribution / active EE | $1,180 | $1,565-24.6% | $2,424-51.3% | $2,756-57.2% |
| Participant deferral / active EE | $5,460 | $4,036+35.3% | $4,416+23.6% | $4,299+27.0% |
| Admin fee / account holder | $12,908 | $6,959+85.5% | $8,291+55.7% | $6,940+86.0% |