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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,075 | $71,057+61.9% | $93,654+22.9% | $80,874+42.3% |
| Participation rate | 69.0% | 60.4%+8.6pp | 68.7%+0.3pp | 67.6%+1.4pp |
| Annual return | 13.20% | 11.26%+1.9pp | 133.34%-120.1pp | 35.62%-22.4pp |
| Employer contribution / active EE | $1,180 | $1,564-24.5% | $2,421-51.2% | $2,756-57.2% |
| Participant deferral / active EE | $5,460 | $4,034+35.4% | $4,413+23.7% | $4,297+27.1% |
| Admin fee / account holder | $12,908 | $6,944+85.9% | $8,282+55.8% | $6,935+86.1% |