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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,592 | $175,231+135.5% | $149,696+175.6% | $139,466+195.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.71% | 166.77%-151.1pp | 134.46%-118.7pp | 373.66%-358.0pp |
| Employer contribution / active EE | $6,257 | $5,478+14.2% | $4,821+29.8% | $4,754+31.6% |
| Participant deferral / active EE | $7,885 | $6,521+20.9% | $5,682+38.8% | $6,712+17.5% |
| Admin fee / account holder | $8,332 | $16,155-48.4% | $13,212-36.9% | $11,409-27.0% |