Retirement plan

SADDLEBACK SURVEYS INC. 401(K) PROFIT SHARING PLAN

Name: SADDLEBACK SURVEYS, INC. - SADDLEBACK SURVEYS INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: SADDLEBACK SURVEYS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SADDLEBACK SURVEYS INC. 401(K) PROFIT SHARING PLAN, SADDLEBACK SURVEYS, INC.

SADDLEBACK SURVEYS, INC.EIN 20-2565476Plan #001PY 2017

9 CORPORATE PARK, SUITE 100 - IRVINE, CA 92606949-412-9106LinkedIn11-50 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$688K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.3M

+12.2% from 2016

Total participants

+22.2% from 2016

Average account balance

$130,292

+1.0% from 2016

Annual return

10.37%

+5.16 pp from 2016

Benchmarks

See 114,324 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort114,324 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$260K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$197K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$174K

$17393 / participant

Other / not subdivided$174K100.0%

% of EOY assets

13.349%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$130,292

$150,447-13.4%

$136,298-4.4%

$147,586-11.7%

Participation rate

90.0%

84.4%+5.6pp

81.9%+8.1pp

82.8%+7.2pp

Annual return

10.37%

1049.15%-1038.8pp

5156.27%-5145.9pp

578.59%-568.2pp

Employer contribution / active EE

$11,235

$5,256+113.7%

$4,696+139.3%

$4,876+130.4%

Participant deferral / active EE

$8,143

$6,631+22.8%

$6,247+30.4%

$5,439+49.7%

Admin fee / account holder

$17,393

$10,906+59.5%

$9,244+88.2%

$10,886+59.8%

SADDLEBACK SURVEYS INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SADDLEBACK SURVEYS INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion