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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,282 | $198,462-58.0% | $170,439-51.1% | $147,585-43.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.39% | 257.30%-241.9pp | 205.94%-190.6pp | 578.58%-563.2pp |
| Employer contribution / active EE | $4,250 | $6,184-31.3% | $5,433-21.8% | $4,876-12.8% |
| Participant deferral / active EE | $3,453 | $5,629-38.7% | $4,939-30.1% | $5,439-36.5% |
| Admin fee / account holder | $1,469 | $16,852-91.3% | $13,881-89.4% | $10,886-86.5% |