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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,023 | $175,231-62.9% | $149,696-56.6% | $139,466-53.4% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 3.63% | 166.77%-163.1pp | 134.46%-130.8pp | 373.66%-370.0pp |
| Employer contribution / active EE | $3,220 | $5,478-41.2% | $4,821-33.2% | $4,754-32.3% |
| Participant deferral / active EE | $5,491 | $6,521-15.8% | $5,682-3.4% | $6,712-18.2% |
| Admin fee / account holder | $1,751 | $16,155-89.2% | $13,212-86.7% | $11,409-84.7% |